Car and Truck Loans
CapEd offers loans for new or used vehicles with terms available up to 84 months.
CapEd has you covered when you are looking for a new vehicle. Try our Vehicle Loan Calculator to help you estimate a monthly payment or loan term.
You can finance your vehicle with CapEd at numerous dealerships throughout the Treasure Valley and Magic Valley.
Get pre-approved for your next vehicle loan to make shopping for a vehicle easier. Pre-approvals are good for 90 days and can be used for vehicle purchases at the dealership or from a private party.
CapEd refinances vehicle loans you have with another lender. If you are looking for a better rate on your current vehicle loan, we may be able to help!
Protect your Vehicle
Your vehicle purchase is a big investment. Let CapEd help you protect that investment.
Guaranteed Asset Protection (GAP)
GAP coverage is an additional measure of security that reduces the financial burden that may be incurred if your vehicle is stolen or totaled. GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss. GAPcan be purchased at a low, one-time cost.
Mechanical Breakdown Protection
CapEd offers a low-cost protection program that protects members from expensive auto repairs. You may qualify to purchase this for vehicles you already own, even if you financed it elsewhere.
Rates current as of October 1, 2018.
|Age of Vehicle||Loan Term||APR as low as||Payment per $1,000 Borrowed|
|2011 - 2019||24 - 84 months||4.79%||$18.82 (60 months)|
|2010 and older||24 - 84 months||6.79%||$19.76 (60 months)|
Tools to help you with your vehicle loan.