CapEd's Skip-A-Payment program allows you to skip your auto, boat, or RV payment1.
Qualifications for Skip-A-Payment
You qualify to skip your auto, boat, or RV payment if:
- You have made at least three (3) payments on your loan
- Your accounts are in good standing and have been current for the last six (6) months
- You have not skipped a payment within the past ninety (90) days
- You have not had any loan accounts or deposit accounts charged off
You are able to skip a payment twice in a 12 month period and no more than 4 times in the life of the loan.
Ready to Skip a Loan Payment?
Please have your account number, the last 4 digits of your SSN, and your date of birth.
If you have an electronic (ACH) payment scheduled for your loan, please request your Skip-A-Payment at least three days prior to your due date to help ensure your ACH payment will not be processed.
The Skip-A-Payment system only allows one skip payment per debit/credit card per day. If you are requesting more than one skip payment, use a different card or process them on two separate days.